Stratford Tax 
& Wealth Group

The eCPR© (Comprehensive Preparation Retainer) Program, paired with our Tax Advisory and Preparation Services (TAPS©), delivers a holistic approach to tax management. This integrated solution provides strategic planning, meticulous preparation, and expert advisory, all aimed at simplifying tax complexities for individuals and businesses alike. Our monthly retainer model offers a predictable cost structure and ensures continuous access to tax professionals dedicated to optimizing your financial health. With eCPR© and TAPS©, you gain proactive, strategic tax guidance designed to maximize opportunities and secure financial peace of mind.

Does your accountant return your calls? Do you feel comfortable asking them a question? Do you feel heard? With the right accountant, the answers should be a resounding "Yes!"

Consulting with a professional tax preparer ensures you receive unbiased, expert advice tailored to your financial situation. Tax preparers are well-versed in the latest tax laws and regulations and are committed to helping you navigate your tax obligations effectively.

Banks and financial institutions look for clear evidence of a business's viability and financial health before extending credit or loans. A strong business plan outlines your business strategy, market analysis, and financial projections, demonstrating your company's potential for success. Organized financial records provide a transparent view of your business's financial history and current standing, instilling confidence in lenders about your business's management and stability.

Tax preparers can assist in more than just filing taxes; they can offer strategic advice on financial planning and tax optimization to support your business growth. By ensuring your tax affairs are in order and advising on financial best practices, a tax preparer can help you strengthen your business plan and maintain organized records, making your business more appealing to banks, investors, and other stakeholders.

When preparing for a business loan or planning an expansion, consider your business's financial stability, credit history, and growth potential. Ensure your financial records are comprehensive and up-to-date, your tax filings are accurate, and your business plan is robust and reflective of your growth strategy. Consulting a tax preparer can provide valuable insights into optimizing your financial and tax positions to support your business objectives.

If you've received an audit or collections notice, here's a brief guide on how to proceed:

For an Audit Notification:

1. Review the Notice: Understand what tax year and specific items are being audited. The notice should outline what documentation you need to provide.

2. Organize Documentation: Collect all relevant records such as receipts, bank statements, previous tax returns, and any other pertinent information related to the audit.

3. Respond Promptly: Do not ignore the notice. Timely response is crucial to avoid further penalties.

4. Seek Professional Assistance: Consider consulting with a tax professional, like a CPA or a tax attorney, who can provide guidance and represent you in the audit process.

For a Collections Notice:

1. Understand the Details: Determine what tax debt is owed, for which tax period, and any penalties or interest assessed.

2. Evaluate Payment Options: Look into payment plans or settlement options if you're unable to pay the full amount immediately.

3. Respond Appropriately: Contact the issuing authority to discuss your options. Ignoring the notice can lead to more severe consequences.

4. Consult with a Tax Advisor: A tax professional can help you navigate the collections process, potentially negotiate terms, and ensure that your rights are protected.

Taking immediate and informed action can help mitigate the impact of these notices and lead to a more favorable resolution.

Our course teaches the practical application of UCC provisions and accounting principles to document financial transactions properly. You'll learn how to create legally sound negotiable instruments, present them correctly, and document the process to establish discharge of obligations when financial institutions fail to follow statutory requirements for proper acceptance or dishonor.

While most courses teach you to navigate the system's rules, we teach how those same rules create accountability when properly applied. By understanding the precise documentation requirements, statutory timeframes, and specific UCC provisions governing negotiable instruments, you'll learn to hold financial institutions to the exact standards they're legally required to meet.

Absolutely. Everything we teach is based on established commercial law, specifically the Uniform Commercial Code as adopted in your state. The process relies on proper documentation of presentment, dishonor, and response tracking – creating a foundation for discharge under specific UCC provisions when financial institutions fail to properly respond according to statutory requirements.

When properly implemented, this process establishes documented evidence of improper dishonor under UCC Article 3. While we cannot guarantee specific outcomes, students who meticulously follow the documentation and procedural requirements create a strong foundation for discharge arguments based on statutory provisions in the UCC regarding improper dishonor and tender of payment.

The course is designed for immediate application. However, the complete process typically requires 60-90 days, including initial presentment, tracking statutory response periods, documenting improper dishonor, and addressing subsequent collection attempts. Proper documentation throughout this timeline is essential for success.